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At the beginning of every year, over 40% of Americans come up with New Year’s resolution ideas meant to change their lives for the better.
To lose weight, eat healthier, improve their personal relationships, quit bad habits and make better financial decisions.
Your best chances at achieving your New Year’s goals? Making a plan.
That’s why we’ve compiled a list of 20 tips and tricks to help you achieve the most common New Year’s resolutions in record time, at a record-low cost.
New Year’s Resolution Ideas to Help You Make More Money
What could you do with a few thousand dollars extra this year? Put a down payment on a house? Pay off those pesky student loans? How about treat yourself to a sweet vacation?
Whatever your money goals, a side hustle can help you get there faster. Here are a few of our favorites.
Tip: For this resolution, don’t forget to define how much you want to make this year. Then create an action plan with the tips below!
1. Make the most of your down time
Who doesn’t love a side hustle you can do while watching Netflix at home in your PJs? That’s right – no one. Which is why it’s high up on our list of moneymaking side hustles.
Making money with online surveys is so easy it feels like cheating. Some survey sites give you a free cash bonus just for signing up.
But not all survey sites are created equally. That’s why our team hunkered down to find the most legit, high-paying survey sites around:
- Swagbucks ($5 Signup Bonus)
- Survey Junkie
- Vindale Research ($2 Signup Bonus)
- Inbox Dollars ($5 Signup Bonus)
- Survey Club
- VIP Voice
And the list goes on. If you’re really looking to pump these out, be sure to check out our complete list of paid online surveys.
Between the $5 signup bonus and large survey selection, Swagbucks has our hearts.Start Earning
2. Let your pet start paying you back!
Your dog is the most loving, adorable, sweet, caring canine companion you could ever imagine.
But let’s be real – he’s kind of a mooch, just bumming around all day, chasing butterflies in his dreams while you work hard to support his shoe-eating habit.
Give him the chance to pay you back! He could be the next Insta or YouTube sensation.
PS- Say hi to our dogs 🙂 :
3. Become an Airbnb host
Got an extra room in your house? Don’t let it go to waste – turn it into cash with Airbnb.
Renting your spare space can seem daunting at first, but never fear, because we’ve put together a comprehensive Airbnb host guide with everything you need to know to get started.
If sleepovers aren’t really your thing, there’s another way to make money with Airbnb.
Introducing: Airbnb Experiences
Experiences are activities that are unique to your area, like hiking a part of the Appalachian Trail or meeting a pack of wolves in the Pacific Northwest. (Yes, that’s a real thing, and YES I’m doing it!)
4. Start a money making blog
If you’ve been thinking about new year’s resolution ideas to make extra money that are long term and sustainable, you might want to consider starting a blog.
If you have something you’re interested in (for us, we love talking about personal finance), you can use your blog to reach readers all over the world and help improve their lives, all while earning some extra cash from it.
In fact, did you know there are many successful bloggers in the world making upwards of $10,000 per month from their blogs?! There are even some who make 10X that amount or more.
Blogging is by no means a get-rich-quick scheme. However, if you have a mindset for business from the get-go, your blog could turn into a thriving business that could support your family, and even a team of employees.
The thing with blogging is there is no limit to how much you can grow or how much you can make.
If you’re willing to put in the work, you may come to find it’s the side hustle of your dreams.
We've put together a FREE guide to help you start your money-making blog today.Get the guide
5. Drive with Uber
Fun, flexible, and fast-paying – that’s why we love Uber.
Drivers make their own schedules. If your Friday night plans get canceled and you want to use the opportunity to make some extra cash, all you have to do is turn on the app.
Uber doesn’t waste time paying its drivers either. Funds hit your account every Monday like clockwork. (Update: Now they even have an instant payout option, if you choose, which is suh-weeeeet!)
Think French fries are better company than most people? Then check out the food version of Uber called UberEATS. It’s like normal Uber but for, you know… food.
6. Get serious about saving extra money
Don’t let 2018 be the year that you STILL don’t save money!
Worried that you don’t have the discipline to stick to your New Year’s resolution of saving money? Fret no more.
Have you heard of Rize?
Rize is a new online savings platform that allows you to save automatically each month towards specific financial goals, like these:
It does all the work in the background of your life, so you don’t have to worry about saving money at all (serious game changer).
The platform uses one account to set, save, and track all of your savings goals, so every dollar has a purpose. All you have to do is link up your existing bank account, set one or more saving goals, and you’re on your way.
And while putting your savings on autopilot can help you get to your goals faster, so can a high interest rate! Rize offers a wicked-good 0.90% APY, which is 15x higher than the national average.
If you’re bad about sticking to your savings plans, definitely check this one out!
Choose your goals, connect your bank, and start saving automatically.Claim $5
New Year, New Routine: Ideas to Lose Weight and Eat Healthier
Getting in shape and improving your diet can give you more confidence and mental clarity. And in some cases, it can even cushion your wallet.
1. Bet on your weight loss (yes, this is a thing)
If you’re really dedicated to getting in shape this New Year, why not earn some money for your hard work? With HealthyWage, you can do just that.
The process is simple: determine how much you want to lose, place your bet, verify your weight, lose pounds, win some moolah.
(Or don’t lose pounds and lose your moolah. But don’t do that.)
What better motivation to accomplish your goals than literally betting on your success? Some might say it’s gambling…but is it gambling if you’re fully in control of the results? 🤔
2. Start meal prepping
Learning how to meal prep can cut hundreds from your grocery budget and save you hours of mindlessly roaming around your kitchen wondering what to make, only to end up ordering takeout.
(It’s okay – you’re not alone.)
It can also help you lose weight by cutting out heavily processed fast food.
Save time. Save money. Eat healthier. Meal Prep.
3. Become your own personal trainer
Gym memberships are expensive. That used to be my go-to excuse for not working out.
But thanks to modern-day technology, the less self-motivated among us are going to have to come up with more creative excuses. Because with a smartphone and the right apps, you pretty much have a free personal trainer on call.
(Curse you, technology!)
On the other hand, exercise makes you feel better, decreases your risk for heart disease, and can even prolong your life.
Workout apps we love:
4. YouTube Yoga
My yoga journey began on my back porch with a towel, laptop, and yoga goddess Kino MacGregor.
I was in college and could barely afford Netflix, let alone yoga classes.
The best part about YouTube yoga versus in-person classes (besides all the money you’ll save) is that you don’t have to plan around it – you can fit it into your schedule whenever there’s time.
Midnight yoga – why not?
5. Play community sports
Some people can’t stand the thought of grinding out a workout at the gym.
The improved health, weight loss, and myriad of benefits that come from working out aren’t enough on their own.
They need strategy, camaraderie, and to feel like they’re part of something greater.
If you are one of these people, there is a simple solution: team sports.
That’s right, they don’t have to end after high school. When I was in college, some friends and I put together a group volleyball team and competed with other locals at the town recreation center.
We never went pro, but it was a fun way to get in some exercise while hanging out with friends and making new ones.
6. Eat (organic) on a budget
When my friends or family members find out I eat organic, the first question I get is “Isn’t that expensive!?”
Indeed, it can be. Or, if you’re smart about it and use apps like Ibotta, it can be relatively inexpensive.
Eating organic on a budget is an acquired skill. Here are some tips for anyone who’s getting started or wants to spend less on their organic grocery budget:
• Shop local and in season when you can
• Check for CSA (Community Supported Agriculture) programs in your area
• Explore your local farmer’s market
• Visit the health food stores in your area and consider purchasing an annual membership to your favorites (they usually come with 15%+ discounts for future purchases, so if you actually shop there, they’ll save you money in the long run)
Just like anything you shop for regularly, after a while you’ll get an idea of which items you like/can get the best deals on at which places.
New Year’s Resolution Ideas to Help You Save More Money
Whether that means spending less at the grocery store, maxing out your 401(k) contribution, or building an emergency fund, these tips will help you get there.
1. Participate in a savings challenge
Saving money takes a great deal of self-discipline.
How do you stay motivated to hang on to your money rather than spend it? Easy — turn it into a challenge.
With an ambitious goal and a savings game plan, even if you don’t quite reach your goal, at the end of the challenge you’ll be far better off than where you started.
Only one click and 21 days between you and $2,100 in savings.Read More
2. Save on your daily Starbucks fix
Maybe you’re not quite ready to give up that daily coffee habit, but you do want to cut back on this particular area of spending.
Lucky for you, we also love Starbucks. That’s why we put our minds together to come up with the best tricks to make your Starbucks addiction cost less.
Psst — Share a picture of your canine pal enjoying their Puppucino with us on Twitter — @DollarSprout.
3. Shop smarter online
Everyone shops online, but not everyone is savvy about it.
Even if you only purchase items as they go on sale, you could be getting even bigger discounts.
Cashback sites like Ebates and Swagbucks will pay you for shopping at your favorite places, including Amazon, eBay, and Lululemon, just to name a few. Both sites have signup bonuses, too, which is sweet! $10 and $5.
Now you can feel a little less guilty about your yoga pants addiction.
4. Pay off your student loans once and for all!
With the national student loan debt topping $1.4 trillion, student loans are an epidemic plaguing America’s young adults.
Not everyone is bothered by a high amount of debt. However, for others (myself included), debt can contribute to increased stress and anxiety.
So pay those suckers off!
Do these three things and you’re well on your way to being debt free in the New Year.
A New Year’s Resolution Worth Making: Learn Something New
New Year’s resolutions are all about creating the best version of YOU that’s possible. Why not learn some new things?
1. Take an online course
The best way to make more money in 2018 is to have more valuable skills that others will pay you for.
You could use your newfound skills as a resume booster when applying for jobs or to negotiate a raise in your current position.
2. Check out your local community college
So few people take advantage of one of the greatest cheap learning resources around: community college.
Community colleges offer far more than your traditional academic classes. Ever wanted to learn woodworking? Pottery? Baking?
Or perhaps you never got to take those psychology classes in undergrad because you were too busy doing as little as possible to graduate.
Education doesn’t have to cost a fortune. In fact, most classes at community colleges are very affordable, especially if you’re a local resident.
3. Read more books
If you have the time, and the self-discipline, another way to master a new skill for free is to spend more time with your nose between the pages of a book.
There’s no better way to get in the mind of an expert than to read their work. And chances are just about anything you want to learn has probably been written about by someone.
If reading isn’t how you learn best, audiobooks may be more suitable for your tastes. Audible offers a free download for first-time users and low cost membership options.
Perks include 1 free book per month and access to bestsellers at steeply discounted prices.
4. Listen to TED talks
You know how some people get stuck in cat video or fail compilation loops on YouTube? I get stuck in TED Talk loops.
Which is the reason I have so much random knowledge floating around in my brain.
TED Talks are thought-provoking, endlessly entertaining, and the best part — completely free.
Not all New Year’s resolution ideas are created equal.
The New Year is an inspiring time to make a change in your life for the better. Use the 20 tips above to create your plan for making 2018 the best year yet.
Your Turn: What’s your New Year’s resolution? How will you accomplish it?
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