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Sometimes life throws interesting curveballs at you…
Things like flat tires, speeding tickets, and emergency vet bills seem to come at the absolute worst times. Or maybe your friends are planning a trip to Cabo in a few weeks, and you really want to go but haven’t set any funds aside for a vacation.
I Need Money Today — Where Can I Get It??
You might be tempted to ask friends or family for a loan, but I’ve got a better idea. Twenty ideas, actually. Remember, you’re smart and independent. With a little bit of creativity and follow through, you can get the cash you need almost instantly.
And who knows? You might even decide to turn one of these ideas into a permanent side hustle.
1. Sell your photos
If you’ve got a halfway decent camera and an artistic eye, there are dozens of stock photography websites that will pay you for your photos. Whether you’re a foodie, have a cute pet, or capture beautiful landscapes, you can get paid anywhere from $3 to $50, or more, for a single photo.
2. Get paid to walk dogs
Who wouldn’t love to make money just by hanging out with cute pets? If that sounds like a dream, you need to check out Rover.
Rover is now in over 10,000 cities across the U.S., and it’s not going away anytime soon. This revolutionary new tool connects pet owners with trusted dog sitters (hey, that’s you!) so you can say bye, Felicia to questionable Craigslist ads for good.
And it’s not just for walking dogs. Rover sitters can offer dog boarding, pet sitting, dog walking, doggy daycare, drop-in visits, and house sitting. Some are even turning this into their full-time job! When you make $20+ per hour for cuddling cute canines and don’t have to wait around for payment, can you blame them?
3. Make money with paid online surveys
Answering questions about yourself is super easy, so when I found out that there are survey sites that pay you money to share a couple of small details about your habits and lifestyle, I signed up for all of them! My favorites are:
- Survey Junkie
- Swagbucks ($5 free singup bonus)
- MyPoints ($5 free signup bonus)
- InboxDollars ($5 free signup bonus)
Some of them, like Swagbucks, even pay you to watch movie trailers. I don’t think it gets any more fun than that! To learn more about all the ways you can earn money with Swagbucks, check out our official Swagbucks review.
You know how we feel about Swagbucks. Try it for yourself and tell us what you think!Claim $5
4. Declutter with Decluttr
If you’ve got books, CDs, and DVDs taking up space in your home, turn them into cash with Decluttr. In fact, you can even sell your old cell phones and game consoles using this app, too!
Getting started is easy — just scan or enter the barcode for whatever you want to sell and Decluttr will give you a price. Print your free shipping label, send it off, and you’ll get paid the day after they receive your stuff.
5. One person’s trash is another person’s recycling
Take bottles and cans to a recycling center and rake in the dough. If you don’t want to scrounge through weird trashcans, then check the recycling bins at your nearest apartment or condo complex.
You’d be surprised by how much money is sitting in there. True story: one of my neighbors who lived in the penthouse threw away a box of pennies! Seriously, who does that?!
6. Turn your pockets inside out
Go through all your purses, wallets, pockets, and also search in between couch cushions and in your car for coins and cash. I discovered this trick by accident when one day I was folding my husband’s laundry and he had $80 in his pocket.
And yes, I did give it back to him if you’re wondering, but I still think about whether I should have!
7. Redeem your coins for cash
Now that you’ve found some coins in your pockets and miscellaneous crevices, it’s time to combine that pile of metal with what you’ve got in the coin jar in your closet (or wherever you keep it). Take it down to a Coinstar machine and turn those pennies into dollar bills!
If you live near a credit union, you may even be able to avoid the transaction fee that the Coinstar machines in the grocery stores charge.
8. Use your car to make fast cash
Gig economy jobs are some of the best and most lucrative out there. My father-in-law signed up to drive with Uber a couple of months ago, and he loves it! He gets to meet new people, and he gets paid a fantastic hourly rate to drive whenever he feels like it.
My mother-in-law was very nervous about this gig because she was certain that the passengers would destroy the backseat. However, the car is still in pristine condition, and he even plans on getting a brand new car, just for his Uber gig!
9. Redeem your credit card points
Okay, I’ll admit it. The 1.5% cash back I get on my credit card transactions is the closest thing I’ve got to a retirement account, but over the years, I’ve managed to put several thousand dollars in there. Maybe I have a spending problem…
Whether you’ve got points that equate to a few dollars or a few thousand dollars, it’s nice knowing that it’s there for emergencies.
10. Run errands and complete small tasks
If you’re exceptionally talented at assembling Ikea furniture, there are hundreds of people in your city who will pay you to do it. But TaskRabbit goes beyond assembling furniture.
By joining TaskRabbit, you can see and complete tasks in your community for handyman work, cleaning, moving, personal assistant jobs, and more. They’ll let you know when tasks pop up nearby. You decide which ones to take, confirm the details with your client, do the job and submit the invoice.
Just like with Rover, many Taskers have built a full-time business using this platform. The pay is good and the flexibility is even better. You choose what you do and when you do it. Whether it’s running errands or lifting heavy items, you make the rules and collect the check.
11. Earn cash back on your receipts
You may have heard of receipt-scanning apps like Ibotta that give you cash back on everyday purchases. When I first found out about them, I obsessively dug through my trash to find all the receipts I had thrown away earlier that week.
When you sign up with Ibotta, all you have to do is take a picture of a receipt from just about any store, and you get paid via Paypal, Venmo, or gift cards. The receipt doesn’t even have to be yours, although technically it should be from someone in your household. But don’t worry, we won’t tell.
Just shop and scan -- it's really that simple. Sign up today to get a $10 welcome bonus!Claim $10 Bonus
12. Small tasks can make big money
If you’d rather not run around the city or go to strangers’ homes, you can get paid to complete tasks on the Internet instead.
Mechanical Turk is an Amazon-owned company that pays you to do things like taking surveys, moderating content, editing transcriptions, and other miscellaneous tasks. Some Turkers earn anywhere from $500 to $2,000 per month!
13. Get gigs on Fiverr
Fiverr allows you to create gigs that you charge $5 (or more) for. If you’re skilled at creating presentations, editing documents or doing voiceovers, you can charge people for the service.
Even though the base gig price is $5, you can earn much more by offering extra bells and whistles and expedited service. I know someone who gets paid $400 for creating PowerPoint presentations.
Not sure what type of gig to create? I’d recommend going to their site and seeing what’s popular. Use your imagination, too. If you don’t have a particular skill set you feel comfortable charging for, you can offer to post flyers, give advice, and even play pranks!
14. Purge your wardrobe to make money fast
If you’ve got stuff hanging in your closet that’s brand new or items you’ve already worn but still look new, you can get a decent amount of cash for them. My first choice for selling clothes is eBay. They’ve got the largest audience so you can get the highest prices in the shortest amount of time.
If you need money today and you can’t wait, take your haul over to a store like Buffalo Exchange or Plato’s Closet and get paid the same day. Both of these stores buy clothes every day, and you don’t even have to make an appointment.
15. Negotiate your bills
This one seems strange, and I wouldn’t have believed it if I hadn’t tried it myself. It can even work with your landlord, but as with any negotiation, it’s more likely to be successful if you have some leverage.
For example, let’s say you have cable and your bill is way too high. I mean, really, it’s robbery. You can call your cable company and say you’re thinking of switching to DIRECTV. Ask if they would consider lowering your bill to get you to stay with them. You’d be surprised how often the answer is yes!
16. Sign up to be a Gigwalker
You can earn anywhere from $3 to $100 per gig with GigWalk. All you have to do (once you sign up and get approved, of course) is go to the store you’ve been assigned to visit and complete a task.
Usually, it’s something like taking a picture or video of the store or answering a few basic questions. If you live in a big city, you can string a bunch of gigs together and make a decent chunk of change in one day!
17. Rent out your closet
If you’re opposed to people you don’t know staying at your house, you can still make a fair amount of money by renting out part of your house for storage.
I discovered this tip when one of my friends decided to travel the world and needed a place to store her stuff. She was on a budget and didn’t know how long she’d be gone. Plus, some of the places she was going would be remote and she didn’t want to chance having her stuff auctioned off because she couldn’t get to a computer with an Internet connection to pay her bill.
Anyway, long story short, I offered up the loft space above my bed for a reasonable fee. I only had a few boxes up there and the space was completely unused (and it’s way too hot to hang out up there).
18. Rent out your stuff
Whether it’s a karaoke machine, a paddleboard, a drone, or a tux, chances are you’ve got stuff around the house that you use, but not that often. You definitely don’t want to get rid of it, but it’d be nice if it could bring in some cash when you don’t need it.
If you’ve got a prom dress or wedding dress hanging out in your closet, you could get up to $100 a week for it! My favorite service for this is Loanable.com.
19. Rent out your house or a room on Airbnb
You can earn $100 or more per day just by renting out a bedroom on Airbnb. Or, if you’ve got a trip planned and you won’t be home, you can offer up your entire home and get paid a thousand or more for the week. It’s almost like getting a free vacation!
If you’re worried about having your home thrashed, keep in mind that Airbnb carries an insurance policy that will reimburse you up to $1 million. On top of a regular cleaning fee, you can also charge a security deposit to your renters. If minor damages happen, you can use all or a portion of the deposit to pay for repairs.
See how much people are making from listings in your area, then make your own!Take a Look
20. Share your knowledge with others
You’d be amazed at how many different kinds of online courses there are out there. Everything from email marketing to parenting to cat training. Everyone has something to teach. Think about it — what’s one thing you do pretty well, or at least better than the average person?
Now imagine getting paid to share your knowledge with others!
By signing up as an instructor at Udemy, that’s exactly what you can do. Udemy is an online learning platform that allows normal people, just like you and me, to create passive income through online courses. And the best part? No advertising! All you have to do is create the content — Udemy does the marketing for you!
Never let I Need Money Today Syndrome ruin your day again.
There are ways to make money fast that don’t involve loan sharks or dragging family and friends into your financial business. With a little savvy and some upfront effort, you can kiss your money troubles goodbye.
You may even stumble upon a gig that turns into a business you can appreciate for years to come.
What tricks have you used to make money in a pinch?
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