42 Easy Ways to Make Money Fast

You’re broke and payday is still a week away. You need to figure out how to make money fast.

Rejoice, you’ve arrived at the right place.

Whether it’s the end of the month and you’re short on rent, or you’ve got a small debt that’s come knocking, often all you need is a few bucks to get you over the hump (and preferably something you can start today).

To that end, if you need to come up with $100 or more in the next few days, you’ll find several options on this list to help you pull it off.

1. Deliver food

Even before the pandemic hit, food delivery apps were increasing in popularity. Now, we are seeing record levels of orders being placed every day.

Cash in on this trend by considering the ways you can make money quickly by delivering everyday items — most often good — to hungry people in need.

If Amazon has taught us anything, it’s that people love having stuff magically show up at their doorstep.

Driver-friendly apps include Instacart, DoorDash, and Uber Eats.

• Earning potential: Approximately $15 to $20 per hour.
• Timeframe: Cash out earnings in as little as one week. 

2. Take paid surveys

Paid survey sites sometimes get a bad rap, but that’s usually because people have too high expectations. Surveys won’t make you rich, but they are an easy way to earn money in your spare time.

Simply put, large brands contract third-party market research companies such as Branded Surveys to help them gather consumer feedback on products and services. 

These market research companies will then conduct surveys to gather these insights, and they pay survey takers to participate. Most surveys pay between $0.50 and $3.00, but some outliers pay significantly more.

If you need help paying bills that are imminently due, surveys aren’t going to work out well for you. If, instead, you want a way to slowly accumulate $25 to $50 every month in cash or gift card value without committing to too much work, surveys are perfect.

Other high-paying survey sites include InboxDollars, Survey Junkie, and Swagbucks. 

• Earning potential: $25 to $50+ per month.
• Timeframe: Same-day cashouts possible. 

3. Have a yard sale

Hosting a yard sale is a relatively easy way to make money fast. All you need to do is gather the items you want to sell, price them fairly, and pick a date to hold your sale.

If you live in a heavily trafficked area, you might not need to do much advertising, but if you live in a remote or secluded neighborhood, let your community know through Facebook posts or hanging flyers around town.

If you have the luxury of holding off a few days, you can possibly get more for your used items using resale apps like Decluttr.

Decluttr will buy and sell your old technology, books, games, Legos, and other items. You download the app, scan your item’s barcode, and receive a price immediately. If you accept their offer, you print out a shipping label to mail them your stuff. You receive payment the day after your items arrive.

• Earning potential: $100 or more. 
• Timeframe: Same-day earnings possible. 

4. Get paid to test apps

App developers and video game makers use beta testing to uncover bugs and kinks in their work before releasing it to the general public. If you have a knack for spotting mistakes and enjoy playing around with new apps, beta testing could be a fun way to make extra money fast.

For many tests, you will be asked to write about your experience in trying out the game or app. The more thorough your review is, and the deeper your insights, the higher you will be rated as a reviewer. Top-rated reviewers tend to get the highest-paying testing opportunities.

Freecash, Beta Family, and PlaytestCloud are reputable sites for finding beta testing opportunities. 

• Earning potential: $5 to $20 per test. 
• Timeframe: Same-day cashouts possible. 

Related: 23 Game Apps That Pay Real Money 

5. Become a dog walker

Americans spend a staggering amount of money on their pets each year. In fact, Forbes showed that Americans spent $136.8 billion on their dogs in 2022 — an eyewatering $1,533 annually._[1] This includes food, veterinary care, and toys, but it also includes pet sitting and dog walking.

That’s where you can come in and make some extra cash. With apps like Rover and Wag, connecting to pet owners who need these services is a simple process.

• Earning potential: Set own rates — generally $15 and up (per walk). 
• Timeframe: Cash out earnings in two weeks or less. 

Related: 6 Cute Ways to Make Extra Money With Your Pets

6. Earn cashback and rewards 

If you do any shopping online (and if you don’t, who are you?), you’re probably familiar with cashback and reward apps.

The premise is pretty simple: find something you like or actually need online, buy it through DollarSprout Rewards, and save money you would have otherwise spent.

It’s common to find an easy 2% to 5% cash back at popular retailers, and the browser extension also automatically applies working coupon codes it finds across the web. 

Once you install the desktop browser extension and quickly set it up, it’s set to start saving you automatically, forever. There’s no “catch” and it’s completely free to use. Between these savings and my cashback credit card rewards, I am paying for my summer vacation using earnings I’d otherwise have lost.

• Earning potential: Varies; $10 to $20 per month or more depending on shopping habits. 
• Timeframe: Beginning of the month after the payout threshold is met. 

7. Drive with Uber

Once you are cleared to drive with the Uber, you can start earning right away. In fact, Uber Instant Pay now lets drivers cash out for instant deposits to their bank account up to five times a day.

Between the fast payment options and the on-demand style of the app (you are in complete control of when and how much you drive), it makes sense why driving with Uber is regularly among the top choices for gig economy side hustlers.

According to Uber’s website, during the pandemic, many drivers stopped driving because of the reduced demand from riders (people were staying home). As cities began to reopen, there weren’t enough drivers available for all the riders who were requesting trips. That means that now is a great time to sign up to become a driver with Uber.

• Earning potential: Varies; standard fares, promotions, and minimum pay all impact total earnings. 
• Timeframe: Cash out earnings in as little as one week. 

8. Sell your location data

Odds are we’ve all heard some variation of the phrase “If it seems too good to be true, it is.” Just this one time, it’s wrong. 

If you’re not opposed to sharing your location data with yet another app (hint: you likely already share your location data with a dozen or more apps on your phone), you can earn up to $25 per month in completely passive income. 

With Tapestri, you merely install the app, permit it to leverage your location data, and forget it. That’s it. You never need to interact with the app again if you so choose. 

Tapestri works with large brands like Walmart, Target, etc., to better understand consumer behavior. By collecting travel patterns on thousands of consumers, brands can get a better idea of how to target potential customers with their advertising dollars. 

The location data you share is completely anonymous, which makes this a safe, ridiculously easy way to earn a few bucks each month. 

• Earning potential: $5 to $25 per month.
• Timeframe: End of the month the payout threshold is met. 

Related: 14 Data Collection Apps For Earning Easy Passive Income

9. Sell your textbooks

If you’re a college student or have graduated within the last year or two, chances are high that you still have some textbooks that you could easily sell for a few extra bucks. Usually, when you sell back textbooks, you get a tiny fraction of what you paid for it. I remember getting around $40 for a $300 physics textbook that I sold back to my university bookstore — a horrible deal.

Nowadays, there are sites like BookScouter that allow you to “comparison shop” when it comes to selling back your textbooks.

BookScouter, which tops our list of the best places to sell textbooks, is an online platform that lets you compare buy-back prices from over 30 different vendors so you can get the most money.

• Earning potential: Varies with model, condition, and number of textbooks sold.
• Timeframe: Receive payment 24 to 72 hours after shipment is received.

10. Participate in a weight loss challenge

To some degree, money is a strong motivator for most people. And the prospect of losing money is an even greater motivator.

Sites like HealthyWage understand this side of human psychology and use it to incentivize their users to hit weight loss goals. If you want to lose weight and make some extra money in the process, consider placing a “bet” on either of these sites.

If you reach your goal (which will be measured via a verified weigh-in), you get paid. If you don’t meet your weight loss goal, you lose your bet. See HealthyWage’s prize calculator to get an idea of how much you stand to win.

• Earning potential: Up to $10,000.
• Timeframe: Varies.

Related: 5 Apps That’ll Pay You to Lose Weight 

11. Pick up freelance work

If you have any skill that can be performed for a client remotely, it is almost guaranteed that there is a need for that skill by someone on Upwork.

Upwork is a site that connects freelancers to clients in dozens of different specialties. The site is especially useful for freelancers who have not yet built up a network of connections and need to drum up business ASAP.

Popular categories on Upwork are graphic design, customer service, accounting, administrative support, and web development.

• Earning potential: Up to $10,000.
• Timeframe: Varies.

Related: 51 Freelance Job Websites for Finding Your Next Remote Gig

12. “Donate” plasma

Technically it’s not a donation since you are being compensated. Nonetheless, there is money to be made selling plasma for those willing to endure the prick of a needle. 

For new donors who donate a certain number of times during a specified time period, there may be special bonuses. For instance, Octapharma Plasma pays an extra $400 for new donors who sign up.

The FDA limits donations to two in a week and two days apart, which means that you can theoretically earn a few hundred dollars each month by giving plasma.

• Earning potential: $20 to $50+ per donation. 
• Timeframe: Same-day pay at many locations. 

13. Rent out your space

If you have room to spare in your home, Airbnb could be the perfect way for you to quickly make some extra money.

The premise is simple: see how much your space might be worth, list a single room (or the whole house) on the app, screen potential guests, and then get paid. 

To get started, create a listing by filling out a description of your space, take and upload photos, and set a price. Then, set the dates the space will be available and draft your house rules.

Once your listing is live, guests can book their stay at your home, and you start earning money.

• Earning potential: Variable; estimate your earnings. 
• Timeframe: Payouts are sent 1 day after guests check in. 

Related: How to Make Money as an Airbnb Host (Beginner’s Guide)

14. Teach English as a second language

As I was doing research into online tutoring jobs, I was surprised to learn how large the demand is for teaching English as a second language. In the United States, most students take 2 or 3 years of a foreign language in high school and then move on.

According to a 2016 study by China Youth Daily, nearly 70 percent of parents in China report that “their own children or children they know started learning English before five years old, mainly due to Chinese parents’ fixation on giving children an early advantage.” That is vastly different from how things are in the United States, which also means that the need for qualified teachers is constantly growing.

Many private companies specialize in remotely teaching English to Chinese students, but two of the most prominent are VIPKid and EF Education First.

• Earning potential: Approximately $15 to $20 per hour. 
• Timeframe: May request weekly payments for earnings. 

Related: This ESL Tutor Makes $2000 per Month Online. Here’s How

15. Help with product testing

Before a big product launch, brands solicit research companies to get as much feedback as possible from potential customers. Putting something out in the market without getting any input beforehand is a recipe for disaster (and lots of wasted money).

To get that valuable feedback, companies solicit the help of product testers. Product testers agree to give the product a test ride in exchange for a free product or monetary compensation (often both).

To get started with product testing, sign up with market research companies and fill out your demographic information. If a testing opportunity comes up that fits your profile, you will be notified of the next steps.

• Earning potential: $20 or more per month, plus occasional free products. 
• Timeframe: Varies; test length and company policy dictate payout timeline. 

16. Rent out your RV

Renting your car isn’t the only way to make money with a vehicle.

If you have an RV sitting in your driveway or storage, you use sites like RVShare to rent it out to travelers. It’s free to register and list your vehicle, and you have complete control over how often you rent your RV and how much you charge. You can even choose to offer upgrades like unlimited mileage or pet-friendly reservations. 

Since many travelers are interested in RV life but don’t have the funds to purchase their own, this is a good opportunity for you to earn passive income while they use your RV.  

• Earning potential: $500 to $1500 or more per month. 
• Timeframe: Payouts are sent one day after the start of the reservation. 

Related: How One Man Makes $1500 per Month Renting Out His RV

17. Get interviewed one-on-one by brands

While companies embrace the idea of using surveys and market research companies to gather insights on their consumers, sometimes they want to dive deeper and talk to people one-on-one. Sites like Respondent.io specialize in making these connections happen.

The requirements for each individual “interview” are more stringent than your normal survey site, so you won’t qualify for as many opportunities. The ones you do qualify for, though, tend to pay quite well. It’s not uncommon to see some interviews fetch $200 or more for an hour of your time (though, again, the requirements for these are quite specific).

• Earning potential: $20 or more per hour. 
• Timeframe: Same-day payment is frequently available.  

18. Lower your bills and cut subscriptions

Before you go crazy and try every side hustle under the sun, take a few minutes to look at your current spending.

Where can you easily cut back? Areas people often overpay include car insurance, credit card interest, cell phone service, cable TV, internet, and electricity.

Subscriptions are another huge budget-killer. As I was putting together this article, I decided to take a look at my lineup of subscriptions:

• DAZN – $9.99 per month
• PGA Tour Live – $5.41 per month
• Amazon Prime – $12.99 per month
• Spotify – $9.99 per month
• Anytime Fitness – $38 per month
• MasterClass – $15 per month
• Netflix – $15.99 per month

Total: $107.37 per month, or $1,288.44 per year. 

Even though I won’t cut everything out of this, there is a splurge or two I could afford to get rid of and still survive.

In your situation, start by identifying areas where you can save money or cut out subscriptions. If you’d like someone to negotiate your bills for you, several services specialize in this. Rocket Money and Trim are the among most prominent figures in the industry. 

• Earning potential: $20 to $100 per month. 
• Timeframe: As early as your next billing cycle. 

19. Take advantage of bank signup bonuses

Banks are smart; they know that once they get someone to bank with them, that person is very unlikely to leave. Think about it. When was the last time you switched banks? It’s probably been a while.

So, to encourage clients to leave other banks and come to them, banks will often offer hefty sign-up bonuses and high interest rates for new accounts opened. There is usually a minimum deposit amount needed to qualify for a signup bonus, so be sure to check your eligibility before making any moves.

See a list of the most competitive online savings accounts here.

• Earning potential: $100 to $300; up to $2,000 in some cases. 
• Timeframe: 30 to 90 days, depending on specific promotion details. 

20. Pick up a freelance writing assignment

Have you ever tried to read a long email or message from someone who can’t write worth a lick?

It’s a painful experience: grammar errors, run-on sentences, and disorganized thoughts make it hard for anyone to follow.

The truth is, that’s how most people write. This means that if you can write in a way that engages a reader and keeps them wanting more, you have a skill that you can charge money for. And, in some cases, a lot.

Making money as a freelance writer comes down to two key steps:

1. Develop a baseline proficiency as a writer and subject matter expert in a particular field (i.e. cooking, budgeting, technology, politics, etc.)
2. Finding clients in that field that need your writing expertise. Online publications, like DollarSprout, often hire freelance writers to create content.

• Earning potential: $25 to $300+ per article. 
• Timeframe: Build a portfolio and find paying clients in 1 week or less. 

Related: 12 Ways to Make More Money as a Freelance Writer 

21. Rent out your car

Car rental apps, like many other gig income streams, have blown up in popularity over recent years, especially in densely populated areas.

Have a spare vehicle or hardly use the one you have? If you are comfortable with accumulating a few extra miles on your car, consider listing it on an app like Getaround, Turo, or HyreCar, and get paid to let people rent your car.

It’s but one of several ways to generate passive income with your car even when you’re not using it. 

• Earning potential: Up to $800 per month in some locations. 
• Timeframe: Generally paid within days of vehicle rental. 

22. Ask for a promotion at work

If you’re willing to go above and beyond and prove your value to your boss, you can move up the corporate ladder. More responsibilities equals more money.

For example, take a look at the average salaries of Starbucks retail employees:

1. Barista:  $11 per hour
2. Shift supervisor:  $13 per hour
3. Assistant manager:  $43,000 per year
4. Store manager:  $50,000+ per year
5. District Manager:  $92,000+ per year

Making the leap to the next level, no matter where you work, is one of the best ways to immediately lock in extra money.

• Earning potential: $1,000 or more per year. 
• Timeframe: As soon as your next paycheck. 

23. Ask for a raise

Getting a raise is sometimes even harder than getting a promotion. Think about it from your boss’s perspective.

Would you rather a) pay more money for the same service, or b) pay more money for additional responsibilities?

Regardless, sometimes a raise is in order, especially if you have worked for several years without one.

• Earning potential: $1,000 or more per year. 
• Timeframe: As soon as your next paycheck. 

24. Pressure wash, mow lawns, or clean carpets

There are two things many homeowners don’t like: manual labor and buying expensive tools for projects. If you have a lawnmower, a pressure washer, or a heavy-duty carpet cleaner, you can solve those problems and quickly make money in the process.

To advertise your services, you can post flyers in your neighborhood, post in local Facebook groups, or do it the old-fashioned way and knock on doors.

• Earning potential: $200 or more per week.  
• Timeframe: Same-day pay is frequently available. 

Related: 17 Best Places to Find Micro Jobs (Earn Up to $130 per Task)

25. Become a research subject

When I was a student at Virginia Tech, I participated in a 6-week study that looked at the effects of a high-fat diet on metabolism and digestive health. In addition to having all my meals paid for (and prepped) for 6 weeks, I was also paid $500 for my time.

If you live near a university, check the web pages of different departments to see if any researchers are looking for subjects. You may also want to check out Craigslist (that’s where I found my study) but beware of giving out any personal information before you know for sure that the opportunity is legit.

• Earning potential: $20 to $500 or more per study. 
• Timeframe: Varies; each study has a formal length. 

Related: 15 Places to Find Paid Research Studies

26. Host a live webinar

Webinars have been around for years, usually as a sales funnel for a paid product or service. But with video conferencing via Zoom or Skype becoming more mainstream, nothing is stopping you from hosting a live teaching session to paying students.

In the example above, a personal finance blogger is offering training on search engine optimization (SEO). If ten people signed up for $40 each, that is a quick $400 he just made. For this model of making money, you don’t need a particularly large social media following — you just need to get the right people in the door.

Webinar ideas you can try: live-at-home fitness classes, cooking classes, writing workshops, nutrition coaching, or a first-time homebuyer class. 

• Earning potential: $50 or more per webinar. 
• Timeframe: 30 days to create and advertise your webinar. 

27. Resell unused gift cards

Have you ever found yourself with a stack of gift cards after the holidays or your birthday? If so, you might know the feeling of being compelled to spend money at a certain merchant just because you have a gift card, not necessarily because you want or need anything from there.

I had one pair of American Eagle jeans as a teenager that I didn’t particularly like, but a family member (who shall not be named) thought I was a die-hard American Eagle fan. Every year I would get a gift card for AE, and I never knew what to do with it.

Turns out, there are plenty of websites that offer cash for gift cards. For instance, I might be able to sell a $50 American Eagle gift card for $40 cash. Sure, I’m getting less than the card is worth, but at least the gift card is converted into cash that can be used for anything.

• Earning potential: 70% to 90% of the face value of the gift card.  
• Timeframe: Same-day payouts available.  

Related: 18 Legit Ways to Get Free Gift Cards

28. Sell handmade art

Do you like creating art as a hobby? If so, there are lots of opportunities to turn a hobby into a profitable side hustle.

Etsy is an online platform that allows artists to sell their handmade art to a large audience in exchange for a small portion of the final sales price.

If you’d rather sell locally, ask around at non-franchised cafes and restaurants near you if they’d be willing to display your art for sale in their dining area. If the owner or manager likes your work, most will gladly say yes. You’ll probably still end up paying a commission on any sales, but at least your art will be enjoyed by patrons in the meantime instead of sitting in your home.

• Earning potential: $10 to $100+ per piece sold.   
• Timeframe: Create and sell art in a few days or less.   

Related: The Most Profitable Places to Sell Handmade Crafts Online

29. Sell your old gold or silver jewelry

If you have any jewelry lying around the house and don’t mind parting ways with it, checking out places to sell your jewelry online is a great way to make money fast. When you go to sell your jewelry, keep these tips in mind:

• Know what type of gold or silver you have
• Find a reputable buyer
• Know the current price of gold and silver
• Get an appraisal of your piece
• Shop around to find the best deal

If selling high-value jewelry online, consider insuring your package when shipping it in for evaluation. 

• Earning potential: Varies.  
• Timeframe: Sameday pay for local sales; one business day after check-in for online sales.

30. Take advantage of your employer’s referral program

Many employers are often on the lookout for top talent to join their team. Depending on where you work and the needs of your employer, there may be incentive programs that give you the chance to get paid for any successful referrals you provide.

Example: Let’s say you are a Registered Nurse (RN) working at a regional hospital. The hospital has a referral program that offers $500 to any employee who refers another RN to join the team. If you have a friend who is about to graduate nursing school and you tell them to apply at your hospital, you would get $500 if they are successfully hired.

To find out if your company offers a program like this, ask your HR department.

• Earning potential: $500 to $5,000+ per employee referral. 
• Timeframe: Varies; see company policy. 

31. Find house-sitting gigs

This is an especially popular way to earn quick cash during the holidays and over the summer when many families are vacationing. The requirements needed to become a house sitter are usually fairly low; you’ll need a clean criminal record and a positive reference or two.

If you are interested in learning more, check out our guide to making money as a housesitter.

Sites like Care.com are perfect for finding house-sitting gigs near you.

• Earning potential: $20 to $45+ per day. 
• Timeframe: Can find, complete, and get paid for gigs in as little as one week. 

32. Become a mystery shopper

One challenge that retail businesses and chain restaurants face is keeping the customer experience the same across several different locations. To monitor across different locations, companies will hire “mystery shoppers” to secretly shop at a store and then provide feedback on their experience. 

A mystery shopper will usually take note of things like merchandise stock levels, what promotional signs are on display, and how the customer service is.

To become a mystery shopper, start by finding a reputable company that specializes in this type of work. Stay away from any company that tries to charge you an up-front fee for training.

• Earning potential: $50 to $200 per month. 
• Timeframe: Can find, complete, and get paid for gigs in as little as one week. 

33. Become an Amazon Flex delivery partner

Amazon never seems to go out of style. But did you know that the company has an almost constant need for more drivers to deliver packages? Similar to companies like Uber, DoorDash, etc., Amazon is always on the lookout for independent contractors (i.e., not employees) to join its fleet.

If you have a vehicle that can reasonably fit several packages and meet other requirements, you can start making money on your schedule with Amazon. According to Amazon’s site, delivery partners sign up to fill delivery windows, which are typically between 2 and 6 hours in length.

• Earning potential: $18 to $25 per hour. 
• Timeframe: Can onboard and earn pay in 1 to 2 weeks. 

Related: 13 Ways to Make Money Delivering Food, Packages, and More

34. Create drone videos

Real estate is a competitive business, and with sites like Zillow and Trulia flooded with listings available for public view, agents need to stand out. It’s too easy to ignore a mediocre listing, even if the house itself is great.

A well-crafted and well-edited drone video of a property and the surrounding area is one way to quickly make a listing more memorable — and therefore garner more inquiries from potential buyers. The problem is that most real estate agents aren’t experts in aerial photography. 

If you have a drone or are willing to invest in one, start learning how to capture great footage. Build a portfolio of 2 to 3 solid videos, then start calling and emailing any agents in your area who aren’t including drone footage in their listings.

• Earning potential: $100 to $500 per video. 
• Timeframe: Find clients, create videos, and get paid in one week or less. 

Related: How One Photographer’s Side Hustle Became a $330K a Year Business

35. Do traditional real estate photography

While fancy drone footage is a great way to make a listing stand out, it’s not as important as having high-quality photos of each room in a property.

Have you ever seen a listing where the photos were clearly taken by an owner with no photography experience? It’s an instant turnoff.

Most real estate agents have a professional photographer they work with for new listings, but if you are willing to network and make connections with the agents in your area, opportunities are bound to open up. What matters most to agents is the quality of your work and your responsiveness, both of which are 100% in your control.

• Earning potential: $200 to $400 per shoot. 
• Timeframe: Find clients, take photos, and get paid in one week or less. 

Related: 4 Ways You Can Get Paid to Take Pictures 

36. Convert your garage or basement into an income source

Storage units are expensive. To address that, a new company, Neighbor.com, has come into the picture. It’s basically the Airbnb of storage space and parking spots.

If you have the space available and don’t mind storing a total stranger’s stuff on your property, it can’t hurt to create a listing and see if there are any takers. According to Neighbor.com, a customer can save over 50% by renting space through the site. Once the word gets out about them, expect to see this become much more mainstream over the next few years.

• Earning potential: $50 to $200 per month. 
• Timeframe: Get paying bookings in 30 days or less. 

Related: A Detailed Guide to Renting Out Your Space for Money

37. Check your credit card rewards balance

This is the modern-day equivalent of checking for spare change underneath your couch cushions but with a potentially much higher payout.

I am a chronic “points hoarder.” I’ve always liked stashing my rewards and seeing the balance accumulate. One day I plan to use my points to book a vacation somewhere, but if I was in a pinch and desperately needed money right away, I could always convert the points to cash.

• Earning potential: Varies based on monthly spending. 
• Timeframe: Points can often be instantly exchanged for cash to your bank account. 

38. Offer consulting services

Consulting is big business, and anyone who is an expert on something can become a consultant. Startups and established companies alike use consultants to find guidance on strategic decisions, streamline processes, and offer input on products and services.

Suppose you wanted to open up a coffee shop in your town, but had no experience in the coffee industry. By hiring a consultant who is an expert in the coffee business, you would have a much higher chance of success.

If you are an expert in a given field, you can create a profile on a site like Clarity.FM and get connected with entrepreneurs who are seeking guidance.

• Earning potential: $100 to $500+ per month. 
• Timeframe: Often same-day payments for services rendered. 

Related: How to Make Money as a Virtual Consultant 

39. Pick up an extra shift

As an hourly worker, there is almost nothing worse than wanting to pick up extra shifts only to find out that there are none available. And for employers, having no one available to cover a shift is just as frustrating.

Instawork is a platform that hopes to solve that problem by connecting hourly workers to businesses that need extra help. That means that, hypothetically, if you are a barista at Starbucks, you can pick up random shifts at a local coffee shop that fits your schedule.

Once you make your profile, you’re able to claim shifts that match your skill set (i.e., a bartender picking up a bartending shift). Besides the opportunity to pick up extra work, being an Instawork regular gives you the chance to expand your professional network considerably by working at multiple places. More connections = more chances to grow your career.

• Earning potential: $100 to $500+ per month. 
• Timeframe: Earnings are realized on your next paycheck. 

40. Get paid to charge scooters

If you live in a metropolitan area that has been taken over by the electric scooter craze, you have a great opportunity to earn quick cash whenever you’d like.

Lime, for instance, will pay you for collecting scooters around town, charging them, then returning them to a “LimeBase”, which is just a consolidated location of scooters.

A scooter typically takes around 4-6 hours to charge. What most juicers do is collect the scooters in the evening, bring them home to charge, and then return them to LimeBase in the morning. Bird, another popular scooter company, works in a very similar way.

In order to become a Lime Juicer, you will need to purchase a charging pack. Lime offers a pack of 4 for $20, which is an investment that should pay for itself after your first day of juicing.

• Earning potential: $10 to $15 per hour. 
• Timeframe: Get paid as quickly as two business days. 

Related: 189 Side Hustle Ideas for Earning Extra Income 

41. Redeem your recycling

Remembering to separate your cans and bottles from the rest of your recycling isn’t always easy, but it’s a good way to get quick cash when you need it. You can earn money for recycling aluminum cans, copper, or steel, and once you’ve collected your metal, you need to determine if it’s ferrous or non-ferrous.

Non-ferrous metals will net you more cash, but ferrous ones are more common. You can find a scrap metal recycling center by performing a quick Google search for “scrap yards near me.”

• Earning potential:  Varies; approximately $0.02 per can. 
• Timeframe: Same-day payments at most redemption centers. 

42. Visit your local pawn shop

While the thought of taking your cherished items to a pawn shop isn’t ideal, it’s a quick way to solve your problem if you need money now. If you’re good at negotiating, you might even be able to secure a higher price than their initial offer.

You do have the ability to buy your item back — even if it’s at a higher price, plus interest — but you don’t have to part with it forever.

If using a pawnshop makes you nervous, consider selling old jewelry that’s just sitting in a drawer or jewelry box. You can take it to a local jewelry store, a pop-up cash-for-gold store, or a place like We Buy Gold.

The price of gold fluctuates, and you’ll be paid per ounce of gold you’re selling. You may not get as much as the item is appraised for, but it’s a quick way to get cash today.

• Earning potential: Varies based on items pawned. 
• Timeframe: Same-day cash payments are available at most shops. 

Related: 28 Best Apps to Sell Your Stuff for Cash

Avoid These Sources of Immediate Cash 

Sometimes what seems like the simplest or easiest solution comes with the most risk. Avoiding these options will reduce the likelihood you find yourself in a worse financial position down the road. 

Payday lenders

Using a payday lender seems like the most effective way to get cash when you need it. The process is simple, locations are easy to find and accessible, and you’ll walk out with money in hand.

However, the interest rates can be 400% APR or more, and the repayment term is short, making it difficult to pay back the money you borrowed without having to take out another loan._[2]

It’s easy to find yourself perpetually indebted to the loan company. If you truly have no other option besides a payday loan, do whatever you can to pay back the initial loan by the due date to avoid getting trapped in the payday loan cycle.

Borrowing against your retirement

While you can borrow against your 401(k) for a tax-free loan, it’s generally not a good idea. This comes with a large opportunity cost.

When you take out money from your retirement account, you lose any compounding interest and your contributions decrease, along with any possible company matches. If you do borrow against your 401(k), make sure you fully understand the repayment options and consequences.

Taking out a second mortgage

Taking out a second mortgage or home equity loan or line of credit isn’t the worst option for getting money now, but it is something to consider carefully.

By borrowing against your house, you’re using the equity in your home as collateral, impacting your home’s resale value. Second mortgages can be expensive thanks to things like appraisals and fees, and if you don’t pay your loan, you risk losing your home to foreclosure.

Although interest rates are generally lower than credit cards, make sure to carefully weigh if this is the best option for getting quick cash. Proceed with caution if you go this route.

Opening up new credit card accounts

Like payday loans, opening up a new credit card gets you access to funds instantly. It’s a simple process that you can usually complete online, and you’ll immediately know your credit limit.

It can be a practical option, especially if you have a plan to repay the money, but it can also be a dangerous one if you rack up a huge balance. You don’t want to end up in a more precarious financial situation than when you started.

Make sure you read all the fine print, especially if your new card comes with a 0% introductory APR. If you don’t repay the balance before the offer expires, you may be charged back interest. If the card comes with a cash-back bonus, find out if it applies as a statement credit or a deposit into your bank account.

Borrowing from family and friends

Asking friends or family for money can be a humbling experience. It’s difficult to admit being in a financially vulnerable position, and it’s even harder to ask for help. If you have generous friends or family members, they might be willing to provide you with an interest-free short-term loan.

If that happens, both parties need to understand the repayment terms and other conditions. You need to make sure you’re fulfilling your obligations to them and not engaging in frivolous spending. Be sure that borrowing money from them won’t negatively impact your relationship. If you have any doubts, don’t ask.

Crowdfunding

GoFundMe or other crowdfunding platforms may seem like a good idea for getting money when you need it, and it prevents the embarrassment of asking friends and family directly. However, it comes with many of the same risks.

You may open yourself up to criticism, comments, and insults about your financial situation and you as a person. If you have a strong community and support system and are aware of the possible backlash, then crowdfunding may be an okay option.

Final Thoughts

In today’s digital age, the ability to earn extra income quickly has never come easier. By tapping into the resources and apps available, you can start today and see results in a matter of days.

Whether it’s through driving for Uber, becoming a pet sitter, or leveraging your unused space, the key is to choose options that not only align with your immediate financial needs but also fit comfortably into your lifestyle.

Keep this guide handy as a blueprint for those times when you need to make money fast, and always consider the broader picture of your financial health as you choose your path forward. 

Related:

• 56 Legit Ways to Make Money Online
• 20 Best Money Making Apps for Earning On the Go