Checking Accounts

If you’re one of the 14.1 million adults in the U.S. without a checking account, a prepaid debit card may be your best option. A prepaid card allows you to pay with a card but still withdraw cash when you need it.

Wouldn’t it be nice if you could combine a few errands into a single trip? Thanks to stores that give cash back on debit card purchases, you may be able to do your shopping and bank transactions in one location.

Your debit card is the most versatile card in your wallet. You can use it to buy something in person or online or withdraw cash from your bank account. Each type of debit card has its own advantages and drawbacks.

Trying to cash a check when you don’t have a bank account is a huge pain. These days the majority of financial transactions take place online. Even exchanging money between family and friends is now done through online apps like PayPal.

If you’ve never had to use a cashier’s check, you probably think it’s an outdated concept. Who uses checks, anyway?  While it’s true that people are writing fewer checks for smaller transactions, sometimes you still need a check when making larger purchases.