The Essentials

Best Savings Accounts

Many online banks offer much higher interest rates on savings accounts. Here are some of the best savings accounts we've found.

Online Banking Pros and Cons

Online banking is designed to make your life simpler, but there still are a few things to know before you dive in headfirst.

Money Market Accounts

A money market account (MMA) is essentially a blend between a checking and a savings account.

Most Popular Banking Reviews

CIT Bank Savings Builder

By rewarding people who actively add to their savings, the CIT Bank Savings Builder Account helps people build their savings account’s balance while building good saving habits, giving it a strong leg up on the competition.

Discover Bank Online Savings Account

Discover offers competitively low rates, no or low fees, a fantastic app, and easy access to your funds. Discover Bank customer service is top-notch and they are backed by the FDIC. There are some cons (like anything in life), but these do not outweigh the benefits.

Digit - Savings App

Digit is an automated savings tool that helps people who make enough to save, but who have trouble actually remembering to set money aside. It automatically moves money to a savings account so you can use it at a later date.

BBVA Bank - Checking, Savings, and CDs

BBVA Bank is a possible choice for people who live near its network of branches. For the most part, it offers no-frills, low-fee accounts. The high overdraft fee is of some concern, but it can be avoided through careful management of your money.