Zina Kumok

Zina Kumok

Hi, I’m Zina! I’m a personal finance expert with a passion for helping millennials figure out their most pressing financial issues. My interest is personal — I paid off my student loans in three years and have been helping others take control of their finances ever since.

My work has been featured in the Washington Post, Fox Business, Time, QuickenLoans, LendingTree, Forbes, Money.com, Mint, and many more.

I currently live in Indianapolis, IN with my husband and two dogs.

How to Fill Out a Money Order: An Easy Step-by-Step Guide

There are times when a plastic card or paper cash isn’t enough – for instance, if you need to mail a significant sum of money or send a secure payment. For anyone in situations like these, a money order is the solution.

Zina Kumok 15 Mar

What is a Bank Statement and How Do I Read It?

A bank statement is a record of your transactions from a checking or savings account over a certain statement period. It shows all the deposits and withdrawals that occurred for your account. It includes any checks you wrote, credits you received and more.

Zina Kumok 07 Mar

What is Compound Interest and Why Should You Know How to Calculate It?

Have you found yourself asking “what is compound interest?” If so, you’re in the perfect place to learn everything you need to know about calculating and earning it and how people set aside a small amount of their paycheck and collect huge returns decades later.

Zina Kumok 23 Jan

What is a Checking Account, and When Should You Use One?

A checking account is a deposit account provided by banks and credit unions to store money for everyday use. Checking accounts are the more casual twin to savings accounts, which are meant to hold money for long-term use.

Zina Kumok 16 Jan

What is a CD Ladder (and Should You Have One)?

A CD ladder is a great way to maximize interest earnings on your short-term savings while maintaining the flexibility of a regular savings account. Here’s what you may want to use a CD ladder for and how to set it up.

Zina Kumok 14 Jan