What is a Checking Account, and When Should You Use One?
A checking account is a deposit account provided by banks and credit unions to store money for everyday use. Checking accounts are the more casual twin to savings accounts, which are meant to hold money for long-term use.
What is a CD Ladder (and Should You Have One)?
A CD ladder is a great way to maximize interest earnings on your short-term savings while maintaining the flexibility of a regular savings account. Here’s what you may want to use a CD ladder for and how to set it up.