Zina Kumok

Zina Kumok

Hi, I’m Zina! I’m a personal finance expert with a passion for helping millennials figure out their most pressing financial issues. My interest is personal — I paid off my student loans in three years and have been helping others take control of their finances ever since.

My work has been featured in the Washington Post, Fox Business, Time, QuickenLoans, LendingTree, Forbes, Money.com, Mint, and many more.

I currently live in Indianapolis, IN with my husband and two dogs.

Tiller Money App Review: Is Spreadsheet Budgeting the Best Method for You?

Tiller will change the way you think about budgeting with a spreadsheet. If using Excel to track and analyze your spending is like learning to drive stick, Tiller is like driving an automatic. Learn exactly what makes Tiller a great budgeting app.

Zina Kumok 22 Jul

VIPKID Review: Compensation, Interview Process, FAQs and More

Both former and current teachers can make money on VIPKID by using their experience and educating foreign and domestic students. This work-from-home side hustle can be a good, simple way to make extra money on your own schedule.

Zina Kumok 07 Jul

How to Find a Financial Planner or Advisor That Meets Your Needs

Finding the right financial advisor is about establishing a relationship with someone you can trust. If you’re in the market for a good financial advisor, don’t pull the trigger just yet. Here’s what you need to know first.

Zina Kumok 03 Jun

How to Set Up Your 50/30/20 Budget Spreadsheet

Whether you’ve struggled to manage your personal finances consistently in the past or you’re looking to find a less time-intensive method, the 50/30/20 budgeting system might be the approach you need to stop struggling and finally make your budget stick.

Zina Kumok 02 May

401(k) vs. IRA: How to Choose The Best Retirement Account for You

The details of a 401(k) and IRA may get a little complicated, but choosing the right fit is actually pretty simple. Here’s what you need to know to get started investing in the right retirement account for your future.

Zina Kumok 19 Apr

Personal Capital vs. Mint: Which Personal Finance App is Right for You?

Two of the most popular personal finance apps are Personal Capital and Mint. Here’s how they compare, what they each do well and how to decide which one is right for you. It’s easy to budget with the fintech apps available today.

Zina Kumok 16 Apr

Roth IRA vs. Traditional IRA: What You Need to Know

When it comes to choosing the right retirement account, over-analysis can lead to paralysis. It’s important to learn the difference between a Roth IRA and traditional IRA and know when is the best time to use each one.

Zina Kumok 12 Apr

How to Fill Out a Money Order: An Easy Step-by-Step Guide

There are times when a plastic card or paper cash isn’t enough – for instance, if you need to mail a significant sum of money or send a secure payment. For anyone in situations like these, a money order is the solution.

Zina Kumok 15 Mar

What is a Bank Statement and How Do I Read It?

A bank statement is a record of your transactions from a checking or savings account over a certain statement period. It shows all the deposits and withdrawals that occurred for your account. It includes any checks you wrote, credits you received and more.

Zina Kumok 07 Mar

What is Compound Interest and Why Should You Know How to Calculate It?

Have you found yourself asking “what is compound interest?” If so, you’re in the perfect place to learn everything you need to know about calculating and earning it and how people set aside a small amount of their paycheck and collect huge returns decades later.

Zina Kumok 23 Jan