Richmond Howard, ContributorRichmond Howard

Hey, I’m Richmond!

I work full-time as a youth pastor and am currently pursuing a Masters in Theology at Dallas Theological Seminary. My wife and I are doing everything we can to plan for our financial future and I’m passionate about helping others do the same! I specialize in budgeting, investing for beginners, and helping married couples get on the same team with their finances.

I currently live in Houston, TX with my wife and pup! In my spare time, I love drinking good beer, powerlifting, and nerding out about all things money on my blog,

Where to Cash a Check When You Don’t Have a Bank Account

Trying to cash a check when you don’t have a bank account is a huge pain. These days the majority of financial transactions take place online. Even exchanging money between family and friends is now done through online apps like PayPal.

Richmond Howard 28 Mar

Why Did My Credit Score Drop? 6 Things to Look Out For

There are a number of factors that could cause your credit score to drop significantly. If you want to improve your credit score, you need to know what’s causing your credit score to drop in the first place.

Richmond Howard 20 Feb