Richmond Howard

Richmond Howard, ContributorRichmond Howard

Hey, I’m Richmond!

I work full-time as a youth pastor and am currently pursuing a Masters in Theology at Dallas Theological Seminary. My wife and I are doing everything we can to plan for our financial future and I’m passionate about helping others do the same! I specialize in budgeting, investing for beginners, and helping married couples get on the same team with their finances.

I currently live in Houston, TX with my wife and pup! In my spare time, I love drinking good beer, powerlifting, and nerding out about all things money on my blog, PFGeeks.com.

15 Places to Get a Free Car for Those in Need

Depending on where you live, having a car is a necessity. It’s difficult to get to work, school, or raise children without a safe and dependable vehicle. And in many areas, public transportation isn’t available, affordable, or reliable, making a car the only plausible way to get around. Many people, like single moms, low-income workers,…

Richmond Howard 16 Dec

7 Best Places to Cash a Check (Besides Your Bank)

Trying to cash a check when you don’t have a bank account is a huge pain. These days, the majority of financial transactions take place online. Even exchanging money between family and friends is now done through online apps like Venmo, PayPal, or Zelle. Most of these require a linked bank account. That means if…

Richmond Howard 28 Mar