How to Avoid Overdraft Fees
Overdraft fees are a result of not having enough money in your bank account to cover a purchase. Overdraft coverage can help you avoid these costly fees. However, it may not be the best way to avoid overdraft fees depending on your situation.
Amazon Fresh Review: Can This Grocery Delivery Service Actually Save You Money?
There’s been a lot of buzz lately around grocery delivery services, particularly Amazon Fresh. It may sound like a dream to have your groceries sent straight to your home, but what’s the real cost, and is it worth it?
How to Get Pre-Approved for a Mortgage and When to Start Trying
A pre-approval letter for a mortgage gives you an edge over other buyers in a competitive market. It streamlines the home buying process. It also shows what you can really afford before you sign on the dotted line.
Money Market vs. CD: How to Choose the Best Investment for You
If you’re saving up for a big purchase such as a dream vacation or even just a grocery-getter car, money market accounts and CDs are two great tools that’ll help you get there. But you should know the difference between these two options.
Do I Have to Pay Taxes on Bank Account Interest?
The amount you owe in taxes will depend on two factors: how much interest you earned and your tax bracket. We’ll break down how to find out how much you owe and how to reduce your tax bill.
How to Open a Bank Account Online the Easy Way: A Step-by-Step Guide
Banking has come a long way since the days of our parents. Perhaps even you have memories of the weekly hassle of standing in line at a brick-and-mortar bank waiting to conduct your business?
CD vs. Savings Account: Which is Right for You?
CDs and savings accounts are two of the most popular ways to save money with a bank. Both pay interest and can help you accomplish your savings goals. However, each one has specific features that make it best for different uses.
How to Freeze Your Credit If You Need To Stop Fraud In Its Tracks
It seems like big corporate data breaches are happening just about every day now. Learn how to freeze your credit so that potential creditors can’t look at your credit report and therefore fraudsters can’t open accounts in your name.
How Many Bank Accounts Should I Have? At Least These 3
One of the easiest ways to do so is to open multiple bank accounts and use them accordingly. But how many bank accounts is enough, and how many is too many? The answer depends on your individual situation.
Credit Union vs. Bank: How to Decide Which One is Right for You
Your first big decision when finding a place to store your money is whether to choose a credit union vs. a bank. Though similar, there are some very real differences between these two institutions that may affect your banking experience.