Kevin PayneKevin Payne is a freelance writer specializing in credit cards, student loans, personal finance, and travel. He is a regular contributor to Student Loan Planner, FinanceBuzz, and Millennial Money.

His work has also been featured on sites like Forbes and Credit Karma. Kevin is also the budget and family travel expert behind Kevin lives in Cleveland, Ohio, with his wife and four kids. His spare time is spent coaching basketball and planning family vacations.

How to Pay Off Holiday Debt (And Avoid It Next Year)

After the holidays, debt can hang around and ruin many of your plans and your finances if you let it. Here are some steps you can take to pay off your holiday debt and get back on track financially.

Kevin Payne 17 Jan

4 Reasons You Should Never Lend Money to Friends or Family

People love to help their loved ones when they can, especially their friends and family. While this can work out for both parties, it can put strain on your relationship and has the potential to cause more harm than good.

Kevin Payne 16 Jan