Jeff Proctor

Jeff Proctor, Co-Founder of DollarSprout.comJeff graduated from Virginia Tech in 2013 with a B.S. in Biochemistry, but he’s always been a bit of a money-nerd.

After working one on one with clients for nearly three years in private wealth management, Jeff launched with his business partner and long time friend, Ben Huber.  A few entrepreneurial stumbles and lots of lessons learned along the way, he and Ben have created one of the fastest growing personal finance blogs on the internet.

Jeff has been quoted as a personal finance expert in several online publications, including Entrepreneur, GoBankingRates, Student Loan Hero,, Credit Karma, The Simple Dollar, US News & World Report, Lifehacker, MSN Money, Moneyish, Zumper, IdeaMensch, Discover Bank, PrimeRates,, Yahoo! Finance, Club Thrifty, Guru Focus, Rent Track, Fit Small Business, Coupon Chief, and more.

To date, DollarSprout has helped over a million readers get a better handle on their finances. All of the content on DollarSprout is crafted with the intent to help readers worry less about money and make smarter financial choices — an important mission to Ben and Jeff.

Outside of work, Jeff is an avid golfer (read: avid, not good), and he enjoys spending time with his girlfriend, Paige, and his dog, Annie.

View Jeff’s LinkedIn profile here.

Why Your Credit Score Range Matters and How to Improve It

Your credit score range has a significant impact on your financial life. You may already know your credit score. However, are you aware of the significance of your credit score range and how it can impact your ability to obtain new lines of credit?

Jeff Proctor 15 Apr

How Much Should I Invest and Where Should I Invest It for the Greatest Return?

“How much should I invest and where should I invest it?”The question may be straightforward, but the answer isn’t quite so cut and dry. How much any person or family should invest depends on several factors, including their income, goals, and current financial stability.

Jeff Proctor 05 Apr

The U.S. States with the Smartest Consumers: How Does Your State Stack Up?

Being a smart consumer is about much more than just tucking away a few dollars every month. It’s about arming yourself with the knowledge you need to manage your money wisely, like how to budget, pay off debt, and save money on everyday purchases.

Jeff Proctor 28 Feb

How to Buy an Engagement Ring You Can Be Confident Your Partner Will Love

When it comes to buying an engagement ring, there is no shortage of questions to consider. How much should you spend? Where are the best places to shop for a ring? What’s the difference between a cushion cut and princess cut?

Jeff Proctor 11 Feb

The Best States for Entrepreneurs & Small Businesses in the U.S.

Location matters when it comes to starting a new business. We analyzed all 50 U.S. states to determine the most entrepreneur-friendly places to start a business. Our research focused on three of the most important considerations for new business owners: cost, opportunity, and viability.

Jeff Proctor 07 Feb

The Top 10 Best Personal Finance Books for 2019

Whether you’re a student planning for life after college or a happy retiree, this list of the best personal finance books can help you manage your money (and your mindset) for a happier, more peaceful financial life.

Jeff Proctor 01 Feb

25 Foolproof Ways to Get Free Money (From Companies, the Government, and More)

Free money: something that no one in their right mind would ever turn down. And while I always advocate for setting up a sustainable side hustle for yourself, sometimes it’s nice to just make a quick buck.

Jeff Proctor 17 Jan

52-Week Money Challenge: How to Save $5,000 This Year

$5,000 is a lot of money. Wouldn’t it be nice to have that extra amount sitting in your bank account to protect you against life’s unexpected events? Whatever your financial goals, this money saving challenge can get you there faster.

Jeff Proctor 28 Dec

Should You Lease a Car? Here’s How to Decide if You Should Lease or Buy a Car

If you are shopping for your next vehicle, you’ve probably wondered “should I buy or lease a car?” Many people looking for a new car may know that leasing is an option, but the specifics of how it works and — most importantly — if it’s a good idea or not, can be a bit…

Jeff Proctor 02 Dec

What is a Money Market Account, and When Should You Use One?

MMAs typically offer a higher interest rate than traditional savings accounts, and, depending on the the bank, will allow quick access to funds via check writing, electronic funds transfer (EFT), and/or debit card or ATM withdrawals.

Jeff Proctor 19 Nov