Cat Alford

Cat Alford, Personal Finance ExpertCatherine Alford is the go-to personal finance expert for educated, aspirational moms who want to recapture their life passions, earn more, reach their goals, and take on a more active financial role in their families.

Cat was named the Best Contributor/Freelancer for Personal Finance in 2014, and over the past few years her writing and financial expertise have been featured in dozens of notable publications like The Wall Street Journal, Yahoo! Finance, U.S. News and World Report, The Huffington Post, Kiplinger, Investopedia, Business Insider, and many more. She has been interviewed by Good Morning America, Mint, The Work at Home Woman, and Huffington Post Live and is a sought-after speaker at universities and large conferences on topics such as motherhood, money, and entrepreneurship.

Visa and MasterCard Aren’t the Only Types of Debit Cards You Need to Know About

Your debit card is the most versatile card in your wallet. You can use it to buy something in person or online or withdraw cash from your bank account. Each type of debit card has its own advantages and drawbacks.

Cat Alford 06 May

How to Manage Your Money (Without Losing Your Mind)

If you’re wondering how to manage your money but aren’t sure where to start, you’re not alone. Money management isn’t something you learn in school (although this is changing) and many of you probably didn’t learn money management from your parents.

Cat Alford 18 Apr

How Much Money Do I Need to Retire?

Many people worry whether or not they’re saving enough money for retirement. To make matters more complicated, there is a lot of conflicting information out there when it comes to retirement savings goals, the ideal withdrawal rate, and more.

Cat Alford 28 Mar

What is a Sinking Fund and Do I Need One?

A sinking fund is money you set aside every month for a specific purpose. Whereas emergency funds are for financial surprises, sinking funds are for planned expenses that are easy to forget about because they only pop up every few months.

Cat Alford 25 Mar

How to Track Expenses in 3 Easy Steps and Never Fail at Budgeting Again

If you’ve tried budgeting before and failed, you’re in good company. In fact, I’d argue it takes most people 3-6 months to learn how to track expenses, stick to a budget, and plan achievable goals for the future.

Cat Alford 31 Jan

How to Retire Early: Reach Early Retirement in 7 Simple Steps

What if you could go to work tomorrow, give your boss two weeks’ notice, and then never work a job again after that? The good news is that it’s possible. More and more people are learning how to retire early every day.

Cat Alford 30 Jan

What is a Credit Union and What are the Benefits of Membership?

Unlike banks, credit unions are member-owned. You can think of them like a cooperative where each member is a shareholder in a not-for-profit organization. Sometimes the money in your credit union account is even called shares instead of cash.

Cat Alford 30 Jan

How to Become Rich: A Legitimate “Get Rich” Strategy for Real People

Becoming rich is available to anyone, regardless of their upbringing or education level. Here are some realistic strategies to get rich without winning the lottery or inheriting a large sum of money.

Cat Alford 27 Jan

Money and Relationships: How to Merge Finances without Any Drama

There are many benefits to combining finances with your partner, namely a shared sense of unity and responsibility. Sharing bank accounts encourages you to work together to reach your financial goals, but it can also cause tension if you’re not careful.

Cat Alford 21 Jan

How to Save Money: 74 Money Savings Tips You Can Use Each Month

Saving money, it turns out, can be a challenge at first. But, that doesn’t mean it’s an impossible skill to learn. Once you learn how to save money, it can actually become a bit of fun. Here are 74 money saving tips you can start using today.

Cat Alford 09 Dec