Amy Beardsley

Amy Beardsley

Amy is a freelance writer with bachelor degrees in business administration and legal studies. She has a passion for personal finance and is on a mission to help everyday families develop better money habits and escape the burden of debt. Her work has been featured on The Huffington Post, Money Tips, and various other personal finance publications.

Amy makes her home in Michigan where she serves as a Girl Scout leader and teaches work-force development training to low-skilled workers in her community. When she’s not writing about money or perfecting her budgeting spreadsheet, Amy enjoys playing board games with her family and watching Marvel movies.

What is a Cashier’s Check and How Can I Get One?

If you’ve never had to use a cashier’s check, you probably think it’s an outdated concept. Who uses checks, anyway?  While it’s true that people are writing fewer checks for smaller transactions, sometimes you still need a check when making larger purchases.

Amy Beardsley 20 Mar

What is a Bear Market and Should I Be Worried When It Happens?

With the recent volatility, 2018 saw the biggest drop since the Great Depression. When prices start to fall, it could be a simple correction or the start of a bear market. How do you know if you should be worried?

Amy Beardsley 28 Feb

8 Things You Need to Know About a Stock Market Correction

Despite the expectation of daily stock market changes, the impending scare of big drops looms. Emerging now from the worst year for investors in a decade, it’s likely 2019 will be another volatile year for the stock market. Still, there’s no need to panic.

Amy Beardsley 22 Feb

What is Inflation and How Can You Protect Your Money From It?

A dollar today doesn’t go as far as it did a decade or two ago. Despite working harder than ever, it’s tough to make your paycheck last from week to week. And it’s not an extravagant life you expect but a comfortable one.

Amy Beardsley 21 Feb

ETF vs. Mutual Fund: Which One is Right for Your Portfolio?

When it comes to your investment portfolio, diversification is the best strategy. The trouble is deciding which types of investments to include for the best performance. Two popular options to consider are ETFs, or exchange-traded funds, and mutual funds.

Amy Beardsley 13 Feb

What is an ETF? How ETFs Work and What You Need to Know

When looking for ways to invest, there are a lot of options. One of the most valuable investments available is an ETF or exchange-traded fund. With this investment, you get the convenience of stock trading with the diversification of mutual funds.

Amy Beardsley 05 Feb