Amy Beardsley

Amy Beardsley

Amy is a freelance writer with bachelor degrees in business administration and legal studies. She has a passion for personal finance and is on a mission to help everyday families develop better money habits and escape the burden of debt. Her work has been featured on The Huffington Post, Money Tips, and various other personal finance publications.

Amy makes her home in Michigan where she serves as a Girl Scout leader and teaches work-force development training to low-skilled workers in her community. When she’s not writing about money or perfecting her budgeting spreadsheet, Amy enjoys playing board games with her family and watching Marvel movies.

14 Places to Get Paid to Test Websites from Home

If you’re looking to start your own online side hustle, getting paid to test websites is an excellent way to increase your income. Online testing companies hire people to work from home and test sites on laptops, tablets, and smartphones.

Amy Beardsley 20 Aug

How Online Bill Pay Can Save You Time and Money

Online bill pay allows you to submit payments without writing checks or sending anything through the mail. It can save you time, money, and increase your credit score. If you haven’t learned how to pay bills online, here’s what you need to know.

Amy Beardsley 18 Jul

What is a Prepaid Card? Pros and Cons of Prepaid Debit Cards

If you’re one of the 14.1 million adults in the U.S. without a checking account, a prepaid debit card may be your best option. A prepaid card allows you to pay with a card but still withdraw cash when you need it.

Amy Beardsley 31 May

Where Can I Get Cash Back with a Debit Card?

Wouldn’t it be nice if you could combine a few errands into a single trip? Thanks to stores that give cash back on debit card purchases, you may be able to do your shopping and bank transactions in one location.

Amy Beardsley 30 May

The Difference Between a Credit Card vs. Debit Card and When to Use Each

Debit cards and credit cards look almost identical. They each have 16-digit card numbers and security codes. While both offer protection and convenience over carrying cash, there are some major differences between these two card types that could significantly impact your wallet.

Amy Beardsley 29 May

What is Term Life Insurance and Do You Need It?

Term life insurance is a financial product that can protect families if someone passes away. The premiums stay the same for the specific term which makes it easy for families to budget. An insurance broker can provide term life insurance quotes.

Amy Beardsley 13 May

Personal Capital Budgeting and Investment Analysis Review

The Personal Capital app offers two separate services: Free Financial Tools and Wealth Management. In this review, we cover how the app works, the tools and services offered, and answer some important questions to know before you sign up.

Amy Beardsley 02 May

What Type of Life Insurance Should I Get?

Sorting through the different types of life insurance – whole, universal, or term – can be a challenge. Each type of life insurance comes with its own unique benefits and drawbacks. In the end, the best choice depends on your situation.

Amy Beardsley 01 May

7 Types of Insurance That Will Cover Unforeseen Events

Insurance is a necessary part of your financial life, but do you have all the coverage you need? With so many different types of insurance available, you might be overlooking a crucial one putting your financial health at risk.

Amy Beardsley 30 Apr

What is a Routing Number and Why do I Need It? A Quick Guide

Your routing number connects directly to your checking and savings accounts. Banks and merchants use it to deposit and withdraw money electronically. If you want to participate in things like direct deposit and online bill pay, that nine-digit number will come in handy.

Amy Beardsley 26 Mar